The Life You Can’t Afford
What happened to the future a decent income was meant to buy?
Digital edition
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Money & work · A BOOK PROPOSAL
A practical way to think about fragile budgets and everyday uncertainty
This proposed book would approach household resilience through realistic disruptions: a late payment, fewer work hours, an urgent repair, or an unexpected care responsibility. It would help readers map essential expenses, identify dependencies, prepare useful information, and consider the tradeoffs between cash, flexibility, and support. Examples would acknowledge that many households have limited room to maneuver. The aim would be clearer preparation and better questions, without suggesting that individual discipline can remove structural insecurity.
The Federal Reserve's May 2025 report on its 2024 household survey documents continuing concerns about prices, emergency savings, and exposure to unexpected events. These dated findings provide a concrete basis for examining financial breathing room without inventing a new crisis.
One digital copy · USD · Copyright stays with the author.