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Forecaster
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FORECASTER · RESEARCH DRAFT

Who Gets the AI Dividend?

When machines make work faster, who gets the money, time, and power?

By Kevin L. MichelResearch draft · October 2026

A note before we begin

The illustrative people, workplaces, and future scenes in this book are imagined. Named studies and institutions are sourced. My Ownership Democracy Act is a policy proposal, not enacted law. Research is assessed through October 1, 2026, with study dates and limits given in the notes.

The complete research draft is available here to read online. It remains open to revision; commissioning supports the finished, edited PDF edition.

Updated October 1, 2026. The finished, edited PDF edition is offered separately on the book details page.

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Contents

  1. 01

    The Extra Hour

    A saved hour opens a larger argument about who owns the gains from AI, and why everyone should have a lasting capital stake in the economy it helps build.

  2. 02

    What the Exposure Map Can Tell You

    Occupational exposure shows where AI may change tasks. Following those changes through real workplaces reveals why neither job loss nor a fair share of the gains can be read straight from a map.

  3. 03

    Why Your Pay Can Stand Still

    Higher output can improve a business without raising a worker's pay. Prices, costs, outside options and ownership determine who can claim the benefit, which is why a universal capital stake must reach beyond the wage bargain.

  4. 04

    The Work Behind the Output

    A fair account of AI gains follows completed work through checking, handoffs and repair. It recognizes shared contributions without turning workers into permanent subjects of surveillance or making ownership depend on a perfect record of individual effort.

  5. 05

    Who Teaches the Next Expert

    AI can spread expertise or narrow the route into it. A fair ownership economy should protect people's ability to learn, exercise judgment, and carry their skills elsewhere.

  6. 06

    A Better Bargain Over Work

    A stronger work bargain begins with credible evidence and a concrete ask. Ownership should become an ordinary part of compensation, including for the people far from the executive floor.

  7. 07

    A Share That Follows You

    Ownership has to survive a change of job and mean more than a number on a screen. A genuine claim needs clear financial rights, accountable control and protection against avoidable concentration.

  8. 08

    The Public Has a Claim

    Universal capital ownership needs assets, enforceable rights and a funded route to income. A public dividend can widen ownership while protecting ordinary innovation and keeping control answerable to the people.

  9. 09

    How We Win the Ownership Economy

    Universal ownership needs a coalition and an enforceable bargain. This chapter examines the power, incentives, public leverage, and practical sequence needed to make it happen.

  10. 10

    Three Futures for the Same Machine

    Three imagined futures show how the same promise of greater productive capacity can lead to dependence, supported consumption, or broad ownership with real rights.